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RStreet has published an excellent analysis of S. 637, introduced by Sens. Barbara Boxer and Dianne Feinstein, D-Calif., a bill which would displace an existing private market by replacing private reinsurance with a federal government debt guarantee in the capital structure of the California Earthquake Authority. This study evaluates the feasibility of S.637, and considers its expected cost. Objec...
The selection, implementation and rollout of a new Policy Administration System (PAS) is not only a time and resource intensive endeavor, it is a large investment you hope will last into the next decade. The size of the marketplace, multitude of varying levels of capabilities and services offered, ever evolving technology, and a volatile economic climate makes the selection process that much h...
Consolidating and Automating Policy Administration and Underwriting, by DAVID Corp (rebulished with permission) Introduction Time and again, risk managers and underwriters experience a very real pain – the pain of using dozens to hundreds of different data sources (Excel spreadsheets, Access databases and paper) to perform policy administration, underwriting, and exposure tracking. An...
In the consumerization of IT, BYOD is a phrase that has become widely adopted to refer to employees who bring their own computing devices – such as smartphones, laptops and PDAs – to the workplace for use and connectivity on the corporate network. BYOD Security Today, employees expect to use personal smartphones and mobile devices at work, making BYOD security a concern for I...
The market for CPQ (Configuration/Price/Quote) solutions is moving. Product configurators and CPQs have broken free from the confines of industry and have invested, successfully, in service companies. Major insurers, media companies, telecom companies, computer companies, home equipment providers and others have a new marketing watchword: customization-either for or by the customer. This watchword...
This whitepaper is by Ron Bates, Managing Principal, Executive Advantage Group Title: Keys to Succession: Planning, Talent Acquisition, Development, and Deployment  
From RStreet: Green Scissors 2012 recommends nearly $700 billion in cuts to wasteful and environmentally harmful federal spending. It is produced by Friends of the Earth, Taxpayers for Common Sense, and R Street. This diverse coalition of environmental, taxpayer and free-market groups has come together to show how the government can save billions of tax dollars and improve our environment. ...
Events of the past three years have shriveled yields for deposit and money market products, while at the same time increasing investors’ risk of both principal loss and interruption in liquidity. Corporate treasurers who traditionally have maintained all of their cash in bank deposits or overnight products may be forced to examine other options to maintain a competitive (or merely positive) ...
By Amy McIlwain Between Facebook, Twitter, and LinkedIn I’m connected with over 7,000 financial professionals and companies engaging in social media. While I’m thrilled to see so many people coming on board I’m also a bit horrified with some of the practices I’ve witnessed. Those who are doing it right are reaping the benefits, however, companies diving in too quickly w...
This report, authored by R Street President Eli Lehrer, was issued by the Heartland Institute in November 2011. It recommends the State of Michigan, which suffers from rampant fraud in its personal injury protection auto insurance system, form a public-private partnership modeled after a similar program in Pennsylvania to crack down on insurance fraud.
This paper, co-authored by R Street President Eli Lehrer and Public Affairs Director R.J. Lehmann, was published in January 2012 by the James Madison Institute. It looks at the confluence of problems in Florida’s personal lines property and casualty insurance markets. It recommends changes to the state’s personal injury protection auto insurance system, as well as a plan for scaling ba...
This paper, co-authored by R Street President Eli Lehrer and Public Affairs Director R.J. Lehmann, was published in January 2012 by the James Madison Institute. It looks at the confluence of problems in Florida’s personal lines property and casualty insurance markets. It recommends changes to the state’s personal injury protection auto insurance system, as well as a plan for scaling ba...
A state-by-state study of the U.S. insurance regulatory system, examining which states are doing the best job of regulating insurance through limited, effective and efficient government. Authored by R Street Public Affairs Director R.J. Lehmann, the report card measures states on 14 objective variables, including the concentration of home and auto insurance markets and relative size of residual ma...
EXECUTIVE OVERVIEW More and more insurers are recognizing the need to migrate from their legacy policy administration systems to more modern, flexible systems, and interest is forecast to grow in the coming year. According to industry analyst firm Novarica, “the most common top project for 2010 is policy administration, even for large life insurers, who have traditionally put off investmen...
Citizens Property Insurance Corporation, Presentation to the Financial Services Commission, January 2012
Top Insurance Industry Issues in 2012 describes in detail the challenges insurers are facing and the strategies they can use to cope with change, manage risk, enhance their operations, and grow. By PWC. Visit online at http://www.pwc.com/us/en/insurance/publications.jhtml
Taking the steps necessary to identify, assess and manage supply chain exposures can help organizations avoid disruptions that can carry serious financial and reputational consequences. This white paper fromBusiness Insuranceexamines the nature of supply chain risks, how some leading companies are managing the exposure and issues associated with insuring supply chain risks. The white paper looks a...
Exposure to flood losses is rising, driven in part by growing development in flood-prone areas and poorly maintained flood protections such as dams and levees. As a result, commercial property owners need to assess their flood risks and act to mitigate potential losses, including taking steps to prepare properties and examining their insurance coverage options. In this free white paper, which is s...